Insights and Mortgage Guides
Expert guides on UAE mortgage rules, costs, refinancing and buying strategies from our team of former bankers.
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How a Mortgage Broker in Dubai Saves You Time and Money
Going direct to one bank gives you one offer. A broker compares the whole UAE market, negotiates on your behalf and manages the paperwork…
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Mortgage Pre-Approval in the UAE: A Step by Step Guide
A pre-approval tells you exactly how much you can borrow before you start viewing homes. Here is what it is, the documents you need…
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UAE Mortgage Rules for Expats: Loan to Value, Salary and Eligibility
A clear guide to UAE Central Bank mortgage rules for expatriates, including loan to value limits, the 50 percent debt burden ratio, age limits…
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Fixed vs Variable Mortgage Rates in Dubai: Which Is Right for You?
Fixed rates give certainty while variable rates track EIBOR. Learn how each works in the UAE, what happens after a fixed period ends and…
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Non-Resident Mortgages in Dubai: The Complete Guide for Overseas Buyers
You do not need to live in the UAE to finance a property in Dubai. Here is how non-resident mortgages work, typical down payments…
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Islamic Home Finance in the UAE: Murabaha, Ijara and Diminishing Musharaka
Sharia compliant home finance is widely available in Dubai. We explain how Murabaha, Ijara and Diminishing Musharaka work and how they compare with a…
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Mortgage Buyout and Refinancing in Dubai: When Should You Switch?
If your fixed rate has ended or rates have changed, moving your mortgage to another bank could lower your monthly payment. Here is how…
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The Real Cost of Buying Property in Dubai with a Mortgage
Beyond the down payment, buyers need to budget for DLD fees, mortgage registration, valuation and agency fees. Here is a full breakdown with a…
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Self-Employed Mortgages in Dubai: Documents, Eligibility and Tips
Business owners and freelancers can get a mortgage in the UAE, but banks assess income differently. Learn what lenders look for and how to…